The Bay Colony Group
at Morgan Stanley Smith Barney

Wealth Advisors to Business Owners

"Bridging the Gap Between Business Ownership and Personal Goals"

Mission Statement

To be the preeminent advisor to business owners and executives in helping them create value for their business, transition that value in the most tax efficient manner and diversify those assets to help them achieve their life purposes and goals.

Business owners like you often find there is a gap between successfully running your business and reaching your personal goals. The Bay Colony Group is focused on helping you bridge that gap. With our highly credentialed and successful advisors, strong skill set and deep experience in working with business owners, The Bay Colony Group can help you create value for your business, and empower that value to serve your personal aspirations. The Bay Colony Group has a variety of tools and services to help you implement the strategies that are right for you. Just as important as providing the right answers, The Bay Colony Group will ask the right questions, to clarify your objectives, and to show you how to reach them.


How We Help Business Owners Achieve Their Goals

The Bay Colony Group has developed a simple yet in-depth process to help clarify your objectives, build the value of your business, plan for and execute business transitions, and put your wealth to work. We work exclusively with business owners who are seeking a post transition plan, so our process is specifically attuned to your needs. We believe that there are four stages that a business owner goes through on the way to their personal goals:

Building Business Value
Determining a “Lifestyle Number”
Exit, Succession and Pre-Liquidity Planning
Lifestyle Maintenance


Step One: Building Business Value.


As a business owner begins the transition process, increasing the value of the business is crucial. No one knows more about running your business than you, but there are potential opportunities for The Bay Colony Group to contribute. We can help you manage and grow your business in a number of ways from cash management strategies to accessing capital to help the business expand and operate more efficiently. We can assist you in understanding the tax advantages of improving retirement benefits for you and the business, an opportunity that can attract and retain employees. The Bay Colony Group, along with a specialized network of business owner service providers, delivers this value with an eye toward the business transition that will help you bridge the gap between successfully running your business and reaching your personal goals.


Step Two: Determining a “Lifestyle Number”


How much money will you need to maintain the integrity of your lifestyle after you transition from your business? Money serves two purposes—it allows you to buy things and do things. What do you want to buy and what do you want to do? By asking the right questions, we can help you better understand that number. There is often a disparity between your perceived need and your actual need and our process can help create more clarity in determining this lifestyle number. 


Step Three: Exit, Succession and Pre-Liquidity Planning


This is a crucial stage that often goes underserved with profound consequences. Proper planning for your transition can have a dramatic impact in a number of areas including tax implications, estate planning and what type of transaction works best for you. The Bay Colony Group’s guidance through a formal exit plan will provide you with a better understanding of your financial and emotional readiness to exit along with your options and risks. We provide the kind of objective advice and assistance that can help ensure a successful transition.


Step Four: Lifestyle Maintenance


Comprehensive wealth management is more than just investing. I t is about protecting the integrity of your lifestyle. The Bay Colony Group provides complete discovery services to help define your objectives, then develops a strategy to help you get there. We construct, manage and service your full financial life, working with a variety of experts and partners on everything from your investment portfolio to your philanthropic goals. And because we work exclusively with privately held business owners, we are highly attuned to your unique requirements and expectations.

We invite you to join the exclusive group of privately held business owners who work with The Bay Colony Group to enrich their lives and those of their families, foundations and interests.


Why The Bay Colony Group

The Bay Colony Group at Morgan Stanley Smith Barney focuses on helping business owners transition their businesses in service of their personal goals. We work with a limited number of clients, providing extremely personalized and high-touch service. Our experience and knowledge helps you work through what may be the most significant chapter in your financial lives, helping you get where you want to go. If you’re a business owner, you owe it to yourself to consult with a group that focuses on situations like yours — The Bay Colony Group at Morgan Stanley Smith Barney.