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Karen Varnhagen
Karen Varnhagen
Senior Vice President - Wealth Management
One Sansome Street
38th Floor
San Francisco, CA 94104
tel: 415-984-6763
toll free: 800-289-9060
fax: 415-984-6596
Email Me
Welcome Education Experience Services
Welcome

Whether you are a sophisticated trustee or a select individual looking for someone to coordinate your financial affairs, current economic conditions require experience, objectivity, and evaluation.  One strategy is to develop a planning partnership designed to achieve your long-term financial objectives.  If you are seeking someone to deal with the multidimensional aspect of your family’s affairs, contact me for a discussion on a professional relationship.
Education and Licensing
  • B.S. - Economics, 1982
    University of California, Davis
    Davis, CA
  • Series 3 - National Commodity Futures, 1983
  • Series 7 - General Securities Representative, 1983
  • Series 63 - Uniform State Exam, 2006
  • Life and Variable Annuity Insurance Licesed, 1983
Business Experience
  • 2006 - Present: Morgan Stanley Smith Barney*
    Senior Vice President - Wealth Management
  • 1983 - 2006: Morgan Stanley
    Senior Vice President - Wealth Management
Services
  • Wealth Management
  • Retirement Planning
  • Estate Planning
  • Socially Responsible Investing
  • Asset Management
  • Qualified Plans
  • Philanthropic Services
Bulletin Board
  • Who is watching over your retirement? Building an investment portfolio that you hope might cover your needs down the road isn’t a substitute for a retirement plan. Talk to us about advice that goes beyond investments. A new standard for retirement planning.
  • If you are interested in receiving my quarterly newsletter, please sign my Guestbook.
Karen Varnhagen is licensed in the following state(s): AZ, CA, CO, DC, IA, ID, KS, KY, LA, MA, MI, MS, MT, NC, NV, OR, RI, TN, TX, VA, WA
This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
*Includes years at Smith Barney, affiliates and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law.   Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
FEATURED REPORTS

How Much is Enough? Income and Cash Flow Planning (pdf)

Rollovers: Stashing Your Retirement Nest Egg (pdf)
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