David O. Hamer - Morgan Stanley Smith Barney Financial Advisor

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Welcome Education Associations Honors Services Experience

For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.

My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.

Associations

Retail Management Institute - University of Santa Clara
Santa Clara, CA
Boys & Girls Club of Tracey
Vice President Finance & Endowments
Tracy, CA
BNI - Tracy
Leadership Team
President
Tracy, CA
St. Bernards School Advisory Board
Junior Achievement
Volunteer
Modesto City Schools
Stanislaus County Estate Planning Council

Services

Retirement Planning
Estate Planning
Financial Planning
Wealth Management
Lending Services
529 Plans
Fixed Income
Philanthropic Services
Qualified Plans
Asset Management
Business Planning
Cash Management
Long Term Care Insurance
Municipal Bonds

Education and Licensing

BA - Marketing, 1982
University of Santa Clara
Santa Clara, CA
MBA - Finance, 1990
Gonzaga University
Spokane, WA
Financial Planning Specialist Designation
Guided Portfolio Management Program
Series 7 - General Securities License
Series 63 - Uniform State Exam
Series 65 - Investment Advisory Agent
Life & Variable Annuity License
Long Term Care Insurance Licensed
CFP Certified Financial Planner

Honors and Recognition

Graduated Cum Laude
University of Santa Clara
Graduated Suma Cum Laude
Gonzaga University
Small Business Consulting Group, 1990
Gonzaga University
Blue Chip Council
Smith Barney
Distinguished Service Award
Boys & Girls Club of America

Business Experience

2003 - Present: Morgan Stanley Smith Barney

Vice President
Financial Planning Specialist
Modesto, CA
1990 - 2003: Home Depot, USA

Various Management Positions
California

Bulletin Board

What do you have in mind for your retirement? Our complimentary retirement-planning analysis can help you achieve the retirement you envision. See Financial Planning for a confidential questionnaire.
I am very appreciative when existing clients refer friends, family, and business associates for an exploratory meeting. I will do my utmost to meet your highest expectations.
As a Certified Financial Planner, I will review your whole financial picture to educate you on decisions for you and your family to obtain reasonable returns within your risk tolerance while providing a high quality of service. I also have an area of focus in planning for individuals with special needs.

David O. Hamer is licensed in the following state(s): AZ, CA, GA, ID, IL, IN, MT, NV, OR, TN, TX, UT, VA, WA

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley Smith Barney.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA, Certified Investment Management Analyst (with graph element)®, and Certified Investment Management Analyst .